html {
 
}

body {
  margin: 0px;
  padding: 0px;
}

div.header {
  margin: 0px auto 0px auto;
  padding: 0px;
  width: 960px;
  background-color: #202020;
  background-image: url("headerbg1.png");
  background-repeat: no-repeat;
  background-position: right bottom;
  background-size: 960px 540px;
}

div.header div.title {
  margin: 0px;
  padding: 40px 0px 0px 20px;
  font-family: "Impact", "Haettenschweiler", "Franklin Gothic Bold", "Charcoal", "Helvetica Inserat", "Bitstream Vera Sans Bold", "Arial Black", sans-serif;
  font-style: normal;
  font-size: 32pt;
  font-weight: bold;
  color: #ffffff;
  text-align: left;
}

div.header div.subtitle {
  margin: 0px;
  padding: 0px 0px 40px 20px;
  font-family: "Arial", sans-serif;
  font-style: normal;
  font-size: 14pt;
  font-weight: bold;
  color: #ffa000;
  text-align: left;
}

div.menu {
  margin: 0px auto 40px auto;
  padding: 10px 0px 10px 0px;
  width: 960px;
  background-color: #808080;
  background-image: url("headerbg2.png");
  background-repeat: no-repeat;
  background-position: right top;
  background-size: 960px 270px;
  font-family: "Arial", sans-serif;
  font-style: normal;
  font-size: 12pt;
  font-weight: bold;
}

div.menu a.regular,div.menu a.regular:link,div.menu a.regular:active,div.menu a.regular:visited {
  padding: 10px 20px 10px 20px;
  color: #ffffff;
  text-decoration: none;
}

div.menu a.regular:hover {
  background-color: #a0a0a0;
  color: #ffffff;
  text-decoration: none;
}

div.menu a.selected,div.menu a.selected:link,div.menu a.selected:active,div.menu a.selected:visited {
  padding: 10px 20px 6px 20px;
  background-color: #a0a0a0;
  color: #ffffff;
  text-decoration: none;
  border-bottom: 4px solid #ff9000;
}

div.menu a.selected:hover {
  background-color: #a0a0a0;
  color: #ffffff;
  text-decoration: none;
}

div.content {
  margin: 0px auto 0px auto;
  padding: 0px;
  width: 960px;
}

table.content {
  margin: 0px auto 0px auto;
  border: none;
  border-collapse: collapse;
  width: 960px;
}

table.content td.contentleft, table.content td.contentright {
  padding: 0px;
  border: none;
  font-family: "Arial", sans-serif;
  font-style: normal;
  font-size: 12pt;
  font-weight: normal;
  color: #202020;
  text-align: left;
  width: 460px;
  vertical-align: top;
}

table.content td.contentmiddle {
  padding: 0px;
  border: none;
  font-family: "Arial", sans-serif;
  font-style: normal;
  font-size: 12pt;
  font-weight: normal;
  color: #202020;
  text-align: left;
  width: 40px;
  vertical-align: top;
}

div.content div.bodytitle, table.content div.bodytitle {
  margin: 40px 0px 10px 0px;
  padding: 0px 0px 0px 13px;
  font-family: "Arial", sans-serif;
  font-style: normal;
  font-size: 14pt;
  font-weight: bold;
  color: #ff7000;
  border-left: 22px solid #ff7000;
  text-align: left;
}

div.content div.bodyinlinetitle, table.content div.bodyinlinetitle {
  margin: 8px 0px 8px 0px;
  padding: 0px 0px 0px 13px;
  font-family: "Arial", sans-serif;
  font-style: normal;
  font-size: 14pt;
  font-weight: bold;
  color: #ff7000;
  border-left: 22px solid #ff7000;
  text-align: left;
}

div.content div.bodytext, table.content div.bodytext {
  margin: 8px 0px 8px 0px;
  padding: 0px;
  font-family: "Arial", sans-serif;
  font-style: normal;
  font-size: 12pt;
  font-weight: normal;
  color: #202020;
  text-align: justify;
}

div.content div.bodytextindented, table.content div.bodytextindented {
  margin: 8px 0px 8px 35px;
  padding: 0px;
  font-family: "Arial", sans-serif;
  font-style: normal;
  font-size: 12pt;
  font-weight: normal;
  color: #202020;
  text-align: justify;
}

div.content div.bannertext, table.content div.bannertext {
  margin: 40px 0px 40px 0px;
  padding: 15px;
  font-family: "Arial", sans-serif;
  font-style: normal;
  font-size: 12pt;
  font-weight: bold;
  color: #000000;
  background-color: #f0f0f0;
  border: 2px solid #ff7000;
  border-radius: 5px;
  text-align: center;
}

div.content div.policytitle {
  margin: 32px 0px 16px 0px;
  padding: 0px;
  font-family: "Arial", sans-serif;
  font-style: normal;
  font-size: 16pt;
  font-weight: bold;
  color: #202020;
  text-align: justify;
}

div.content div.policybody {
  margin: 16px 0px 16px 0px;
  padding: 0px;
  font-family: "Arial", sans-serif;
  font-style: normal;
  font-size: 12pt;
  font-weight: normal;
  color: #202020;
  text-align: justify;
}

div.content ol.policybody li, div.content ul.policybody li {
  margin-top: 16px;
  margin-bottom: 16px;
}

div.content ul, table.content ul {
  margin: 0px 0px 0px 50px;
  padding: 0px;
  font-family: "Arial", sans-serif;
  font-style: normal;
  font-size: 12pt;
  font-weight: normal;
  color: #202020;
}

div.content ul li, table.content ul li {

}

div.content a,div.content a:link,div.content a:active,div.content a:visited,table.content a,table.content a:link,table.content a:active,table.content a:visited {
  color: #ff7000;
  text-decoration: none;
  font-weight: bold;
}

div.content a:hover,table.content a:hover {
  color: #ff7000;
  text-decoration: underline;
}

div.footer {
  margin: 40px auto 0px auto;
  padding: 20px 0px 20px 0px;
  width: 960px;
  text-align: center;
  font-family: "Arial", sans-serif;
  font-style: normal;
  font-size: 12pt;
  font-weight: normal;
  background-color: #202020;
  background-image: url("headerbg1.png");
  background-repeat: no-repeat;
  background-position: right center;
  background-size: 960px 540px;
  color: #ffffff;
}

div.footer a,div.footer a:link,div.footer a:active,div.footer a:visited {
  color: #ffffff;
  text-decoration: none;
}

div.footer a:hover {
  color: #ff7000;
  text-decoration: underline;
}

div.contactform {
  margin: 0px 0px 0px 35px;
  padding: 20px 0px 20px 20px;
  background-color: #f0f0f0;
  border: none;
  text-align: center;
}

table.contactform {
  margin: 0px auto auto 0px;
  border: none;
  border-collapse: collapse;
}

table.contactform td.formtitle {
  padding: 0px 0px 4px 0px;
  border: none;
  font-family: "Arial", sans-serif;
  font-style: normal;
  font-size: 12pt;
  font-weight: bold;
  color: #202020;
  text-align: left;
  vertical-align: top;
}

table.contactform td.formfield {
  padding: 0px;
  border: none;
  font-family: "Arial", sans-serif;
  font-style: normal;
  font-size: 12pt;
  font-weight: normal;
  color: #202020;
  text-align: left;
  vertical-align: top;
}

input[type="text"] {
  width: 377px;
  padding: 3px;
  background-color: #ffffff;
  color: #202020;
  border: 1px solid #808080;
  font-family: "Arial", sans-serif;
  font-style: normal;
  font-size: 12pt;
  font-weight: normal;
  text-align: left;  
}

textarea {
  width: 377px;
  padding: 3px;
  background-color: #ffffff;
  color: #202020;
  border: 1px solid #808080;
  font-family: "Arial", sans-serif;
  font-style: normal;
  font-size: 12pt;
  font-weight: normal;
  text-align: left;  
}

input[type="submit"] {
  color: #202020;
  font-family: "Arial", sans-serif;
  font-style: normal;
  font-size: 12pt;
  font-weight: bold;
}